Terms of Use

Last Updated: December 24, 2025

Please read these Terms of Use ("Terms") carefully before using the BondVault website (the "Service"). Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms.

1. Educational Purpose Only

BondVault is strictly an educational and research project. We are not a SEBI registered Investment Advisor, Broker, or Financial Institution. The content provided on this website is for informational purposes only and does not constitute financial, investment, or legal advice.

2. Intellectual Property & Copyright

The Service and its original content (excluding public market data), features, and functionality are and will remain the exclusive property of BondVault.

• Website Code & Design: Copyright © 2025 BondVault. All rights reserved. You may not reproduce, distribute, or create derivative works from our source code or UI design without explicit permission.
• Market Data: Data regarding bonds (ISIN, Coupon, Issuer Name) is aggregated from public disclosures (SEBI, NSE, BSE). We do not claim ownership of this factual data. It is presented here for educational analysis under fair use principles.

3. User Conduct

By using this Service, you agree not to:

• Use the website for any unlawful purpose.
• Attempt to gain unauthorized access to the Admin Terminal or backend systems.
• Scrape or mass-download data in a manner that impacts the performance of the Service.

4. Limitation of Liability

In no event shall BondVault, nor its creators, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

5. Accuracy of Data

BondVault acts solely as an "Aggregator" of publicly available data. We do not create, audit, or validate the data provided by issuers, SEBI, or Exchanges. While we strive for accuracy, we cannot guarantee that all information is error-free or up-to-date. Users should verify all data with official regulatory filings (e.g., on the SEBI or Exchange websites) before making any decisions. We explicitly disclaim liability for any errors or omissions in the source data.

6. Governing Law

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions.

7. Indemnification

You agree to defend, indemnify, and hold harmless BondVault, its licensees, and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Service, or b) a breach of these Terms.

8. Conflict of Interest Disclosure

BondVault is an independent platform. We do not receive compensation from issuers to feature specific bonds, nor do we hold proprietary positions in the securities displayed. Any potential conflicts will be disclosed prominently if they arise.

9. Contact Us

If you have any questions about these Terms, please contact us via the "Contact Us" button on the website.

10. Risk Disclosure Statement

Investment in debt instruments (bonds/NCDs) involves specific risks that you should understand before using this platform:

• Credit Risk: The risk that the issuer may default on interest or principal payments. Ratings are not a guarantee of safety.
• Liquidity Risk: The risk that you may not be able to sell the bond easily in the secondary market before maturity.
• Interest Rate Risk: The risk that bond prices may fall if market interest rates rise.